1. Policies differ by institution, product, state, and application channel.
Policies differ by institution, product, state, and application channel. This step should be verified against the institution or agency involved in your situation. Requirements can vary, and a careful comparison is more useful than applying quickly.
2. An ITIN, passport, immigration document, or other government ID may be accepted, but no single document guarantees approval.
An ITIN, passport, immigration document, or other government ID may be accepted, but no single document guarantees approval. This step should be verified against the institution or agency involved in your situation. Requirements can vary, and a careful comparison is more useful than applying quickly.
3. Ask the institution for its current identification list before submitting personal data.
Ask the institution for its current identification list before submitting personal data. This step should be verified against the institution or agency involved in your situation. Requirements can vary, and a careful comparison is more useful than applying quickly.
4. Never use inaccurate information on an application.
Never use inaccurate information on an application. This step should be verified against the institution or agency involved in your situation. Requirements can vary, and a careful comparison is more useful than applying quickly.
What to do next
Write down the requirements, costs, and deadlines that apply to you. Use official channels for applications and never send sensitive personal information in response to an unsolicited message.
Sources
- https://www.consumerfinance.gov/ask-cfpb/can-i-open-a-checking-account-without-a-social-security-number-or-drivers-license-en-929/
- https://www.fdic.gov/resources/consumers/money-smart/
Use our neutral product overview after you understand the basics.
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